Underwater Homes Part 2

Gasping for Air and Learning to Swim Date: Monday, April 30, 2012 Time: 4:00 pm – 6:30 pm (check-in 3:30 pm) Presenters:Richard Abbey, Cindy Brandon, Tony Ghisla, Paul Jamond, Larry Moskowitz, Irv Piotrkowski, Patrick Grattan Place: Fountaingrove Inn, 101 Fountaingrove Pkwy., Santa Rosa CA 95403 Cost: $135–SCBA Members; $150-Non Members & Public MCLE Credit: 2.5 Units General MCLE Credit Click Here to Register Click Here to Print Registration Flyer

• Lender practices and policies
      Judicial Foreclosure
     Non-Judicial Foreclosure
     Short Sales
     Modifications
    Forbearance
• Anti-deficiency changes
• Debt forgiveness
• Lien stripping
• Credit scores and recovery periods
• Mortgage insurance
• Government programs
     Mortgage Reinstatement Assistance (PRP)
     Principal Reduction (MRAP)
    Transition Assistance (TAP)
• Negative equity in family law
• Bankruptcy